Health Smart Financial


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Health Smart Financial Services is Canada’s leading provider of flexible, affordable payment plan options for healthcare treatments and products. Their ever-evolving proprietary technology platform allows healthcare providers and consumers to benefit from the fastest, most convenient, and most transparent process in Canada. Since their founding in 2009, they have helped over 35,000 Canadians defer their payments – and not their health

How Health Smart Works

Your application is submitted at a NewLife location or online. All you need to apply is two pieces of ID and a void cheque.

You will receive the outcome of your application instantly! When approved, select how much money from your maximum approval limit you need and begin treatment today, with peace of mind knowing you have a flexible monthly payment plan.

Financing at NewLife

All treatments, services and products provided by NewLife can be fully financed using Health Smart financing. You can finance any transaction over $300.

The Health Smart Advantage shutterstock_283497593

  • No Down Payment
  • Instant Approval*
  • Renewable Credit Limits
  • High Acceptance
  • Affordable Monthly Payments
  • No Early Prepayment Penalty

Apply Now

*Some conditions apply